Vehicle finance
Car, ute, truck or caravan. Dealer or private sale.
On a payslip, running your own show, or carrying a rough patch on your credit file: there's usually a lender for the vehicle you've found. Tell us the scenario and we'll tell you where you stand before you commit to anything.
Who we help
Who we arrange vehicle finance for
Employed, buying a car
You've found the car. We find the rate. Payslips, a licence and a few details are usually enough for a quick decision from the right lender.
Self-employed, buying a ute, van or truck
No up-to-date financials? Low doc options take an accountant's letter or bank statements instead, and business use opens lenders that reward it. Trucks and trailers included, owner-driver or fleet.
Impaired credit history
A past default doesn't end the conversation. Some lenders look at the story behind it. We tell you honestly where you stand before a single enquiry touches your file.
FAQ
Common questions
Can I buy from a private seller?
Yes. Private sales and dealer sales are both financed. For a private sale the lender will want the seller's details and an inspection or valuation; we tell you what's needed once you've chosen a lender.
I'm self-employed and don't have up-to-date financials. Is that a problem?
Often not. Low doc options can use an accountant's letter or recent bank statements instead. Rates and limits differ from full doc loans, and we'll show you the difference.
Does starting a quick scenario affect my credit score?
No. The quick scenario is not a credit application. A credit enquiry is made only when you choose a lender and we lodge an application with your consent.
What does it cost to use a broker?
The lender pays us a commission when the loan settles. On some asset finance we also charge an origination fee of up to $1,990, which is set out in a credit quote before you commit to anything, along with whether it is paid up front or added to the loan. Full details are in our credit guide.
Found the vehicle? Find out what it costs to own, not just to buy.
Five minutes online, then a call from us with real options. Nothing goes to a lender until you say so.